Kochi Apartments from Jairaj Builders for Elegant & Quality Flats in Cochin

EMI Calculator

Once you are aware of the loan amount you are eligible for, it is important to know the EMI (Equated Monthly Installment) that you would need to pay towards your loan repayment. Our EMI calculator will assist you calculate the monthly instalment for your loan repayment, on providing us with your complete Loan Amount, Interest Rate and Tenure.

Loan Details

• Interest Rate(%)*
• Amount of loan required*
• Tenure (in years)
• Reducing Balance based on* Annual Rests Monthly Rests Daily Rests
• Result:

Loan Eligibility

Home is one of the biggest investments in life. Not all of us will hold ready-cash in hand, when it comes to buying a new home and the next reliable way out is to get a loan sanctioned that equals the amount.

Use our loan eligibility calculator to assess the loan amount you are eligible for. Take due care in entering the exact details in the columns provided to receive 100% accurate results.

• Applicants Gross Monthly Income*
• Co-Applicants Gross Monthly Income
• Other Loans
• Other Deductions
• Interest Rate (%)*
• Loan tenure (in months)*
• EMI:
• Eligibility Loan Amount:

Area converter

Area Converter calculator helps you convert a specific area into its corresponding units in Square Feet, Square Meter, Hectare, Acre, Are and Cent. This is quite effortless to manage. Enter an area figure corresponding to your requirement in any one of the Input boxes. Click the calculate button to know the area conversion in 5 different units, corresponding to the figure you have entered.

• Square Feet *
• Square Metres*
• Hectares
• Acres
• Ares
• Cents

Clear your doubts

Home Buying

How big a home do you wish to purchase?

Have you decided on a bungalow, an apartment or a penthouse? The overall size and area of the building you wish to purchase depends largely on the size of your family, your personal requirements and the budget framework if any. Buying a home is a one-time investment you make, and so think from the long-term perspective. Like, a newly married couple could rather settle for a one bedroom apartment; but any new addition to the family in the future should force you to consider an even bigger home.

How do you decide on an apt location?

Location is one of the main issues to catch your concern, when buying a new home. While deciding to buy a new home, make sure the location permits easy accessibility or proximity to such everyday conveniences like office, shopping etc. Also, it is a necessity that your location houses schools and hospitals at a nearby distance. Public transport accessibility too is a crucial factor

Refinancing

Is it legally approved for foreign nationals of Indian origin to own real estate properties in India?

Foreign nationals of Indian origin, whether resident in India or abroad, have been legally backed to purchase and keep immovable property in India. They are allowed to make payment either out of inward remittances in foreign exchange through normal banking channels or out of funds from NRE/FCNR accounts maintained with banks within India. Also on purchasing the property, they are required to file a declaration in form IPI 7 with the Central Office of Reserve Bank, Bombay within not more than 90 days from the date of purchase of Immovable property.

Can NRIs purchase a property through Agents or through Power of Attorney?

It is legally permitted for NRIs residing abroad to purchase the property through their relatives and/or by executing the Power of Attorney in their favour, if it is not possible for the buyer to be present for completing the paper formalities. Power of Attorney should be executed on the stamp paper, in the witness of the proper authorities in foreign countries. It has to be noted that Power of Attorney cannot be drafted on the stamp paper bought in India.